2026 State Take-Home Comparison
Minnesota vs North Dakota Take-Home Pay (2026)
Moving from Minnesota to North Dakota: paycheck difference after taxes
On a $75,000 salary, moving from Minnesota to North Dakota means earning $3,952 more per year after taxes — about $152 more per biweekly paycheck. Federal income tax and FICA stay the same; the difference comes from state tax.
What changes: State income tax. What stays the same: Federal income tax and FICA (Social Security + Medicare) are the same in every state for the same salary and filing status. Estimates based on $75,000 salary, single, biweekly. Use the calculator below for your numbers.
Minnesota vs North Dakota — Take-Home Pay Overview
Minnesota uses a progressive state income tax with multiple brackets, while North Dakota uses a progressive state income tax with multiple brackets.
For workers comparing the two states, that means North Dakota generally leaves more paycheck income after withholding than Minnesota under the same salary assumptions.
| Salary | Minnesota Take-Home | North Dakota Take-Home |
|---|---|---|
| $50,000 | $39,755 | $42,355 |
| $75,000 | $57,303 | $61,255 |
| $100,000 | $73,174 | $78,348 |
On a $100,000 salary, you take home $5,174 more per year in North Dakota than in Minnesota.
$100,000 Salary: Minnesota vs North Dakota
| Tax / Component | Minnesota | North Dakota | Difference |
|---|---|---|---|
| Federal Income Tax | $13,170 | $13,170 | same |
| State Income Tax | $6,006 | $832 | +$5,174 |
| Social Security | $6,200 | $6,200 | same |
| Medicare | $1,450 | $1,450 | same |
| Take-Home Pay | $73,174 | $78,348 | -$5,174 |
$100,000 — Rent affordability: Minnesota vs North Dakota
| Metric | Minnesota | North Dakota |
|---|---|---|
| Net take-home / year | $73,174 | $78,348 |
| Net take-home / month | $6,098 | $6,529 |
| Median 1BR rent (HUD) | $850 | $750 |
| Rent as % of take-home | 13.9% ✓ | 11.5% ✓ |
Rent: HUD Fair Market Rents FY2025 · Spending: BLS Consumer Expenditure Survey 2023
$75,000 Salary: Minnesota vs North Dakota
| Tax / Component | Minnesota | North Dakota | Difference |
|---|---|---|---|
| Federal Income Tax | $7,670 | $7,670 | same |
| State Income Tax | $4,290 | $338 | +$3,952 |
| Social Security | $4,650 | $4,650 | same |
| Medicare | $1,088 | $1,088 | same |
| Take-Home Pay | $57,303 | $61,255 | -$3,952 |
Take-Home Pay Comparison: Minnesota vs North Dakota
For a single filer at $100,000, North Dakota puts $5,174 more per year in your pocket than Minnesota — $431 per month.
| Annual Salary | Minnesota | North Dakota | Annual Difference |
|---|---|---|---|
| $50,000 | $39,755 | $42,355 | $-2,600 (Minnesota) |
| $75,000 | $57,302.5 | $61,254.5 | $-3,952 (Minnesota) |
| $100,000 | $73,174 | $78,348 | $-5,174 (Minnesota) |
| $125,000 | $88,903.5 | $95,377.5 | $-6,474 (Minnesota) |
| $150,000 | $104,015 | $111,997 | $-7,982 (Minnesota) |
After subtracting median 1-bedroom rent, North Dakota residents keep $65,748 per year vs $56,974 in Minnesota. See full cost-adjusted ranking →
Calculate your exact Minnesota vs North Dakota take-home →Calculation assumptions
- Standard withholding per IRS Publication 15-T (2026)
- Social Security wage base: $184,500 (SSA 2026)
- No pre-tax deductions, no post-tax deductions
- Filing status: Single, one job
- Standard W-4 withholding (no additional withholding elections)
- Actual paycheck may differ based on employer setup, benefits, or W-4 elections
Minnesota vs North Dakota tax questions
Which state has lower taxes, Minnesota or North Dakota?
Both Minnesota and North Dakota have state income taxes. On the default $75,000 single-filer estimate, North Dakota has $3,952 less state income tax than the other state.
How much more do I take home in Minnesota vs North Dakota on a $75,000 salary?
For the $75,000 engine-backed comparison on this page, North Dakota leaves $3,952 more annual take-home pay, or about $329 per month.
Does moving from Minnesota to North Dakota save money on taxes?
Moving between states changes state income tax withholding but not federal taxes or FICA. In the default $75,000 comparison, the annual take-home gap is $3,952 ($329 per month), before cost-of-living differences.
Is Minnesota or North Dakota better for take-home pay?
For the default $75,000 single-filer calculation, North Dakota has the higher take-home pay by $3,952 per year. Cost of living can still change which state is better for your household budget.
Calculate your take-home pay in each state:
Calculate your exact take-home pay
- Use the Minnesota paycheck calculator →
- Use the North Dakota paycheck calculator →
- Compare custom salaries interactively →
- Compare full job offers with cost-of-living adjustment