ExactTakeHome

2026 US Paycheck Calculator

US Paycheck Calculator 2026 — Know Exactly What You Take Home

Calculate take-home pay after federal, FICA, state, and local taxes with source-backed 2026 tax data, kept private in your browser.

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All 50 states + D.C. covered

AlabamaState income taxGraduated rates AlaskaNo income taxNo state income tax ArizonaState income taxFlat 2.5% rate ArkansasState income taxGraduated rates CaliforniaState income taxGraduated rates ColoradoState income taxFlat 4.4% rate ConnecticutState income taxGraduated rates DelawareState income taxGraduated rates District of ColumbiaState income taxState income tax FloridaNo income taxNo state income tax GeorgiaState income taxFlat 4.99% rate HawaiiState income taxGraduated rates IdahoState income taxProgressive tax IllinoisState income taxFlat 4.95% rate IndianaState income taxFlat 2.95% rate IowaState income taxFlat 3.8% rate KansasState income taxGraduated rates KentuckyState income taxFlat 3.5% rate LouisianaState income taxProgressive tax MaineState income taxGraduated rates MarylandState income taxGraduated rates MassachusettsState income taxProgressive tax MichiganState income taxFlat 4.25% rate MinnesotaState income taxGraduated rates MississippiState income taxProgressive tax MissouriState income taxGraduated rates MontanaState income taxProgressive tax NebraskaState income taxGraduated rates NevadaNo income taxNo state income tax New HampshireNo income taxNo state income tax New JerseyState income taxState income tax New MexicoState income taxGraduated rates New YorkState income taxGraduated rates North CarolinaState income taxFlat 3.99% rate North DakotaState income taxGraduated rates OhioState income taxProgressive tax OklahomaState income taxGraduated rates OregonState income taxGraduated rates PennsylvaniaState income taxFlat 3.07% rate Rhode IslandState income taxGraduated rates South CarolinaState income taxState income tax South DakotaNo income taxNo state income tax TennesseeNo income taxNo state income tax TexasNo income taxNo state income tax UtahState income taxFlat 4.45% rate VermontState income taxGraduated rates VirginiaState income taxGraduated rates WashingtonNo income taxNo state income tax West VirginiaState income taxGraduated rates WisconsinState income taxGraduated rates WyomingNo income taxNo state income tax

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These are the most common follow-on workflows after the main paycheck calculator. Everything else lives in the full tools index.

Comparing Offers?Side-by-side salary comparison by state.Compare Now →Got a Bonus?See your net bonus after all taxes.Calculate →Equity Compensation?RSU vesting, ISO/NSO stock options — exact tax impact.Calculate →Working Remotely?Taxes when you live in one state, work in another.Check My States →Need a Specific Take-Home?Work backwards — find the gross salary you need.Gross Up →Freelancing?Compare your 1099 vs W-2 take-home pay.Compare →

Browse all calculators and tools → · Salary by amount · Hourly wage guides · Salary by profession · City salary guides

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State comparisons

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Tax guides

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Paycheck Calculator — Frequently Asked Questions

Net pay is the amount you actually receive after payroll deductions. It starts with gross pay, then subtracts federal income tax, Social Security, Medicare, state or local tax, and any voluntary deductions.

Take-home pay equals gross pay minus taxes and deductions. A paycheck calculator applies federal withholding, FICA, state income tax, local taxes where applicable, and pre-tax or post-tax deductions in the correct order.

Gross pay is earnings before deductions. Net pay is what remains after payroll taxes, benefits, retirement contributions, insurance premiums, garnishments, and other paycheck deductions.

Pre-tax deductions can reduce taxable wages before income tax is calculated. A 401(k), HSA, or FSA may lower federal and state taxable income, but some deductions do not reduce Social Security or Medicare wages.

Post-tax deductions are taken after payroll taxes are calculated. Examples may include Roth 401(k) contributions, certain insurance payments, wage garnishments, or after-tax benefits.