2026 State Take-Home Comparison
Iowa vs Minnesota Take-Home Pay (2026)
Moving from Iowa to Minnesota: paycheck difference after taxes
On a $75,000 salary, moving from Iowa to Minnesota means earning $1,934 less per year after taxes — about $74 less per biweekly paycheck. Federal income tax and FICA stay the same; the difference comes from state tax.
What changes: State income tax. What stays the same: Federal income tax and FICA (Social Security + Medicare) are the same in every state for the same salary and filing status. Estimates based on $75,000 salary, single, biweekly. Use the calculator below for your numbers.
Iowa vs Minnesota — Take-Home Pay Overview
Iowa uses a flat state income tax, while Minnesota uses a progressive state income tax with multiple brackets.
For workers comparing the two states, that means Iowa generally leaves more paycheck income after withholding than Minnesota under the same salary assumptions.
| Salary | Iowa Take-Home | Minnesota Take-Home |
|---|---|---|
| $50,000 | $40,949 | $39,755 |
| $75,000 | $59,237 | $57,303 |
| $100,000 | $75,874 | $73,174 |
On a $100,000 salary, you take home $2,700 more per year in Iowa than in Minnesota.
$100,000 Salary: Iowa vs Minnesota
| Tax / Component | Iowa | Minnesota | Difference |
|---|---|---|---|
| Federal Income Tax | $13,170 | $13,170 | same |
| State Income Tax | $3,306 | $6,006 | -$2,700 |
| Social Security | $6,200 | $6,200 | same |
| Medicare | $1,450 | $1,450 | same |
| Take-Home Pay | $75,874 | $73,174 | +$2,700 |
$100,000 — Rent affordability: Iowa vs Minnesota
| Metric | Iowa | Minnesota |
|---|---|---|
| Net take-home / year | $75,874 | $73,174 |
| Net take-home / month | $6,323 | $6,098 |
| Median 1BR rent (HUD) | $700 | $850 |
| Rent as % of take-home | 11.1% ✓ | 13.9% ✓ |
Rent: HUD Fair Market Rents FY2025 · Spending: BLS Consumer Expenditure Survey 2023
$75,000 Salary: Iowa vs Minnesota
| Tax / Component | Iowa | Minnesota | Difference |
|---|---|---|---|
| Federal Income Tax | $7,670 | $7,670 | same |
| State Income Tax | $2,356 | $4,290 | -$1,934 |
| Social Security | $4,650 | $4,650 | same |
| Medicare | $1,088 | $1,088 | same |
| Take-Home Pay | $59,237 | $57,303 | +$1,934 |
Take-Home Pay Comparison: Iowa vs Minnesota
For a single filer at $100,000, Iowa puts $2,700 more per year in your pocket than Minnesota — $225 per month.
| Annual Salary | Iowa | Minnesota | Annual Difference |
|---|---|---|---|
| $50,000 | $40,949 | $39,755 | +$1,194 (Iowa) |
| $75,000 | $59,236.5 | $57,302.5 | +$1,934 (Iowa) |
| $100,000 | $75,874 | $73,174 | +$2,700 (Iowa) |
| $125,000 | $92,447.5 | $88,903.5 | +$3,544 (Iowa) |
| $150,000 | $108,585 | $104,015 | +$4,570 (Iowa) |
After subtracting median 1-bedroom rent, Iowa residents keep $64,474 per year vs $56,974 in Minnesota. See full cost-adjusted ranking →
Calculate your exact Iowa vs Minnesota take-home →Calculation assumptions
- Standard withholding per IRS Publication 15-T (2026)
- Social Security wage base: $184,500 (SSA 2026)
- No pre-tax deductions, no post-tax deductions
- Filing status: Single, one job
- Standard W-4 withholding (no additional withholding elections)
- Actual paycheck may differ based on employer setup, benefits, or W-4 elections
Iowa vs Minnesota tax questions
Which state has lower taxes, Iowa or Minnesota?
Both Iowa and Minnesota have state income taxes. On the default $75,000 single-filer estimate, Iowa has $1,934 less state income tax than the other state.
How much more do I take home in Iowa vs Minnesota on a $75,000 salary?
For the $75,000 engine-backed comparison on this page, Iowa leaves $1,934 more annual take-home pay, or about $161 per month.
Does moving from Iowa to Minnesota save money on taxes?
Moving between states changes state income tax withholding but not federal taxes or FICA. In the default $75,000 comparison, the annual take-home gap is $1,934 ($161 per month), before cost-of-living differences.
Is Iowa or Minnesota better for take-home pay?
For the default $75,000 single-filer calculation, Iowa has the higher take-home pay by $1,934 per year. Cost of living can still change which state is better for your household budget.
Calculate your take-home pay in each state:
Calculate your exact take-home pay
- Use the Iowa paycheck calculator →
- Use the Minnesota paycheck calculator →
- Compare custom salaries interactively →
- Compare full job offers with cost-of-living adjustment