2026 State Take-Home Comparison
Iowa vs Missouri Take-Home Pay (2026)
Moving from Iowa to Missouri: paycheck difference after taxes
On a $75,000 salary, moving from Iowa to Missouri means earning $244 less per year after taxes — about $9 less per biweekly paycheck. Federal income tax and FICA stay the same; the difference comes from state and local tax.
What changes: State income tax and local wage taxes. What stays the same: Federal income tax and FICA (Social Security + Medicare) are the same in every state for the same salary and filing status. Estimates based on $75,000 salary, single, biweekly. Use the calculator below for your numbers.
Iowa vs Missouri — Take-Home Pay Overview
Iowa uses a flat state income tax, while Missouri uses a progressive state income tax with multiple brackets.
For workers comparing the two states, that means Iowa generally leaves more paycheck income after withholding than Missouri under the same salary assumptions.
| Salary | Iowa Take-Home | Missouri Take-Home |
|---|---|---|
| $50,000 | $40,949 | $40,951 |
| $75,000 | $59,237 | $58,993 |
| $100,000 | $75,874 | $75,410 |
On a $100,000 salary, you take home $464 more per year in Iowa than in Missouri.
$100,000 Salary: Iowa vs Missouri
| Tax / Component | Iowa | Missouri | Difference |
|---|---|---|---|
| Federal Income Tax | $13,170 | $13,170 | same |
| State Income Tax | $3,306 | $3,770 | -$464 |
| Social Security | $6,200 | $6,200 | same |
| Medicare | $1,450 | $1,450 | same |
| Take-Home Pay | $75,874 | $75,410 | +$464 |
$100,000 — Rent affordability: Iowa vs Missouri
| Metric | Iowa | Missouri |
|---|---|---|
| Net take-home / year | $75,874 | $75,410 |
| Net take-home / month | $6,323 | $6,284 |
| Median 1BR rent (HUD) | $700 | $700 |
| Rent as % of take-home | 11.1% ✓ | 11.1% ✓ |
Rent: HUD Fair Market Rents FY2025 · Spending: BLS Consumer Expenditure Survey 2023
$75,000 Salary: Iowa vs Missouri
| Tax / Component | Iowa | Missouri | Difference |
|---|---|---|---|
| Federal Income Tax | $7,670 | $7,670 | same |
| State Income Tax | $2,356 | $2,600 | -$244 |
| Social Security | $4,650 | $4,650 | same |
| Medicare | $1,088 | $1,088 | same |
| Take-Home Pay | $59,237 | $58,993 | +$244 |
Take-Home Pay Comparison: Iowa vs Missouri
For a single filer at $100,000, Iowa puts $464 more per year in your pocket than Missouri — $39 per month.
| Annual Salary | Iowa | Missouri | Annual Difference |
|---|---|---|---|
| $50,000 | $40,949 | $40,951 | $-2 (Iowa) |
| $75,000 | $59,236.5 | $58,992.5 | +$244 (Iowa) |
| $100,000 | $75,874 | $75,410 | +$464 (Iowa) |
| $125,000 | $92,447.5 | $91,763.5 | +$684 (Iowa) |
| $150,000 | $108,585 | $107,681 | +$904 (Iowa) |
After subtracting median 1-bedroom rent, Iowa residents keep $64,474 per year vs $63,410 in Missouri. See full cost-adjusted ranking →
Calculate your exact Iowa vs Missouri take-home →Calculation assumptions
- Standard withholding per IRS Publication 15-T (2026)
- Social Security wage base: $184,500 (SSA 2026)
- No pre-tax deductions, no post-tax deductions
- Filing status: Single, one job
- Standard W-4 withholding (no additional withholding elections)
- Actual paycheck may differ based on employer setup, benefits, or W-4 elections
Iowa vs Missouri tax questions
Which state has lower taxes, Iowa or Missouri?
Both Iowa and Missouri have state income taxes. On the default $75,000 single-filer estimate, Iowa has $244 less state income tax than the other state.
How much more do I take home in Iowa vs Missouri on a $75,000 salary?
For the $75,000 engine-backed comparison on this page, Iowa leaves $244 more annual take-home pay, or about $20 per month.
Does moving from Iowa to Missouri save money on taxes?
Moving between states changes state income tax withholding but not federal taxes or FICA. In the default $75,000 comparison, the annual take-home gap is $244 ($20 per month), before cost-of-living differences.
Is Iowa or Missouri better for take-home pay?
For the default $75,000 single-filer calculation, Iowa has the higher take-home pay by $244 per year. Cost of living can still change which state is better for your household budget.
Calculate your take-home pay in each state:
Calculate your exact take-home pay
- Use the Iowa paycheck calculator →
- Use the Missouri paycheck calculator →
- Compare custom salaries interactively →
- Compare full job offers with cost-of-living adjustment