Which has lower taxes, Florida or Minnesota?

Florida has lower total taxes on a $100,000 salary in 2026. A single filer in Florida takes home approximately $79,180 versus $73,174 in Minnesota — a difference of $6,006 per year.

How much more take-home pay does Florida give than Minnesota at $100,000?

At $100,000, Florida provides $6,006 more annual take-home than Minnesota for a single filer in 2026. Over 10 years (not adjusted for inflation), that is $60,060 difference.

Does Florida have state income tax?

Florida has no state income tax. There is zero state income tax on wages in Florida in 2026.

Does Minnesota have state income tax?

Minnesota has a state income tax. On $100,000, a single filer pays approximately $6,006 in Minnesota state income tax in 2026.

Which is better for remote workers, Florida or Minnesota?

For remote workers, the state with lower income tax generally provides more take-home pay. In 2026, Florida takes home $6,006 more per year on $100K. However, cost of living, employer nexus rules, and domicile requirements also apply. See our remote worker tax guide for full details.

2026 State Take-Home Comparison

Florida vs Minnesota Take-Home Pay (2026)

Reviewed by ExactTakeHome Editorial Team · 2026-06-10 · Sources: 3 official authorities

Moving from Florida to Minnesota: paycheck difference after taxes

On a $75,000 salary, moving from Florida to Minnesota means earning $4,290 less per year after taxes — about $165 less per biweekly paycheck. Federal income tax and FICA stay the same; the difference comes from state tax.

StateAnnual take-homePer paycheck (biweekly)

Florida$61,593$2,369

Minnesota$57,303$2,204

Difference-$4,290/yr-$165/paycheck

What changes: State income tax. What stays the same: Federal income tax and FICA (Social Security + Medicare) are the same in every state for the same salary and filing status. Estimates based on $75,000 salary, single, biweekly. Use the calculator below for your numbers.

On a $100,000 salary, you take home $6,006 more per year in Florida than in Minnesota.

$100,000 Salary: Florida vs Minnesota

Tax / Component	Florida	Minnesota	Difference
Federal Income Tax	$13,170	$13,170	same
State Income Tax	$0	$6,006	-$6,006
Social Security	$6,200	$6,200	same
Medicare	$1,450	$1,450	same
Take-Home Pay	$79,180	$73,174	+$6,006

$100,000 — Rent affordability: Florida vs Minnesota

Metric	Florida	Minnesota
Net take-home / year	$79,180	$73,174
Net take-home / month	$6,598	$6,098
Median 1BR rent (HUD)	$1,150	$850
Rent as % of take-home	17.4% ✓	13.9% ✓

Rent: HUD Fair Market Rents FY2025 · Spending: BLS Consumer Expenditure Survey 2023

$75,000 Salary: Florida vs Minnesota

Tax / Component	Florida	Minnesota	Difference
Federal Income Tax	$7,670	$7,670	same
State Income Tax	$0	$4,290	-$4,290
Social Security	$4,650	$4,650	same
Medicare	$1,088	$1,088	same
Take-Home Pay	$61,593	$57,303	+$4,290

Take-Home Pay Comparison: Florida vs Minnesota

For a single filer at $100,000, Florida puts $6,006 more per year in your pocket than Minnesota — $501 per month.

Annual Salary	Florida	Minnesota	Annual Difference
$50,000	$42,355	$39,755	+$2,600 (Florida)
$75,000	$61,592.5	$57,302.5	+$4,290 (Florida)
$100,000	$79,180	$73,174	+$6,006 (Florida)
$125,000	$96,703.5	$88,903.5	+$7,800 (Florida)
$150,000	$113,791	$104,015	+$9,776 (Florida)

After subtracting median 1-bedroom rent, Florida residents keep $61,180 per year vs $56,974 in Minnesota. See full cost-adjusted ranking →

Calculate your exact Florida vs Minnesota take-home →

Calculation assumptions

Standard withholding per IRS Publication 15-T (2026)
Social Security wage base: $184,500 (SSA 2026)
No pre-tax deductions, no post-tax deductions
Filing status: Single, one job
Standard W-4 withholding (no additional withholding elections)
Actual paycheck may differ based on employer setup, benefits, or W-4 elections

View sources and full methodology →