2026 State Take-Home Comparison
Missouri vs Tennessee Take-Home Pay (2026)
Moving from Missouri to Tennessee: paycheck difference after taxes
On a $75,000 salary, moving from Missouri to Tennessee means earning $2,600 more per year after taxes — about $100 more per biweekly paycheck. Federal income tax and FICA stay the same; the difference comes from state and local tax.
What changes: State income tax and local wage taxes. What stays the same: Federal income tax and FICA (Social Security + Medicare) are the same in every state for the same salary and filing status. Estimates based on $75,000 salary, single, biweekly. Use the calculator below for your numbers.
Missouri vs Tennessee — Take-Home Pay Overview
Missouri uses a progressive state income tax with multiple brackets, while Tennessee has no state income tax on wage income.
For workers comparing the two states, that means Tennessee generally leaves more paycheck income after withholding than Missouri under the same salary assumptions.
| Salary | Missouri Take-Home | Tennessee Take-Home |
|---|---|---|
| $50,000 | $40,951 | $42,355 |
| $75,000 | $58,993 | $61,593 |
| $100,000 | $75,410 | $79,180 |
On a $100,000 salary, you take home $3,770 more per year in Tennessee than in Missouri.
$100,000 Salary: Missouri vs Tennessee
| Tax / Component | Missouri | Tennessee | Difference |
|---|---|---|---|
| Federal Income Tax | $13,170 | $13,170 | same |
| State Income Tax | $3,770 | $0 | +$3,770 |
| Social Security | $6,200 | $6,200 | same |
| Medicare | $1,450 | $1,450 | same |
| Take-Home Pay | $75,410 | $79,180 | -$3,770 |
$100,000 — Rent affordability: Missouri vs Tennessee
| Metric | Missouri | Tennessee |
|---|---|---|
| Net take-home / year | $75,410 | $79,180 |
| Net take-home / month | $6,284 | $6,598 |
| Median 1BR rent (HUD) | $700 | $750 |
| Rent as % of take-home | 11.1% ✓ | 11.4% ✓ |
Rent: HUD Fair Market Rents FY2025 · Spending: BLS Consumer Expenditure Survey 2023
$75,000 Salary: Missouri vs Tennessee
| Tax / Component | Missouri | Tennessee | Difference |
|---|---|---|---|
| Federal Income Tax | $7,670 | $7,670 | same |
| State Income Tax | $2,600 | $0 | +$2,600 |
| Social Security | $4,650 | $4,650 | same |
| Medicare | $1,088 | $1,088 | same |
| Take-Home Pay | $58,993 | $61,593 | -$2,600 |
Take-Home Pay Comparison: Missouri vs Tennessee
For a single filer at $100,000, Tennessee puts $3,770 more per year in your pocket than Missouri — $314 per month.
| Annual Salary | Missouri | Tennessee | Annual Difference |
|---|---|---|---|
| $50,000 | $40,951 | $42,355 | $-1,404 (Missouri) |
| $75,000 | $58,992.5 | $61,592.5 | $-2,600 (Missouri) |
| $100,000 | $75,410 | $79,180 | $-3,770 (Missouri) |
| $125,000 | $91,763.5 | $96,703.5 | $-4,940 (Missouri) |
| $150,000 | $107,681 | $113,791 | $-6,110 (Missouri) |
After subtracting median 1-bedroom rent, Tennessee residents keep $65,380 per year vs $63,410 in Missouri. See full cost-adjusted ranking →
Calculate your exact Missouri vs Tennessee take-home →Calculation assumptions
- Standard withholding per IRS Publication 15-T (2026)
- Social Security wage base: $184,500 (SSA 2026)
- No pre-tax deductions, no post-tax deductions
- Filing status: Single, one job
- Standard W-4 withholding (no additional withholding elections)
- Actual paycheck may differ based on employer setup, benefits, or W-4 elections
Missouri vs Tennessee tax questions
Which state has lower taxes, Missouri or Tennessee?
Tennessee has no state income tax while Missouri has state income tax. On the default $75,000 single-filer estimate, Tennessee has $2,600 less state income tax, while federal taxes and FICA apply in both states.
How much more do I take home in Missouri vs Tennessee on a $75,000 salary?
For the $75,000 engine-backed comparison on this page, Tennessee leaves $2,600 more annual take-home pay, or about $217 per month.
Does moving from Missouri to Tennessee save money on taxes?
Moving from Missouri to Tennessee could reduce state income tax because Tennessee has no state income tax. In the default $75,000 comparison, the annual take-home gap is $2,600 ($217 per month), before cost-of-living differences.
Is Missouri or Tennessee better for take-home pay?
For the default $75,000 single-filer calculation, Tennessee has the higher take-home pay by $2,600 per year. Cost of living can still change which state is better for your household budget.
Calculate your take-home pay in each state:
Calculate your exact take-home pay
- Use the Missouri paycheck calculator →
- Use the Tennessee paycheck calculator →
- Compare custom salaries interactively →
- Compare full job offers with cost-of-living adjustment