2026 State Take-Home Comparison
Illinois vs Missouri Take-Home Pay (2026)
Moving from Illinois to Missouri: paycheck difference after taxes
On a $75,000 salary, moving from Illinois to Missouri means earning $1,113 more per year after taxes — about $43 more per biweekly paycheck. Federal income tax and FICA stay the same; the difference comes from state and local tax.
What changes: State income tax and local wage taxes. What stays the same: Federal income tax and FICA (Social Security + Medicare) are the same in every state for the same salary and filing status. Estimates based on $75,000 salary, single, biweekly. Use the calculator below for your numbers.
Illinois vs Missouri — Take-Home Pay Overview
Illinois uses a flat state income tax, while Missouri uses a progressive state income tax with multiple brackets.
For workers comparing the two states, that means Missouri generally leaves more paycheck income after withholding than Illinois under the same salary assumptions.
| Salary | Illinois Take-Home | Missouri Take-Home |
|---|---|---|
| $50,000 | $39,880 | $40,951 |
| $75,000 | $57,880 | $58,993 |
| $100,000 | $74,230 | $75,410 |
On a $100,000 salary, you take home $1,180 more per year in Missouri than in Illinois.
$100,000 Salary: Illinois vs Missouri
| Tax / Component | Illinois | Missouri | Difference |
|---|---|---|---|
| Federal Income Tax | $13,170 | $13,170 | same |
| State Income Tax | $4,950 | $3,770 | +$1,180 |
| Social Security | $6,200 | $6,200 | same |
| Medicare | $1,450 | $1,450 | same |
| Take-Home Pay | $74,230 | $75,410 | -$1,180 |
$100,000 — Rent affordability: Illinois vs Missouri
| Metric | Illinois | Missouri |
|---|---|---|
| Net take-home / year | $74,230 | $75,410 |
| Net take-home / month | $6,186 | $6,284 |
| Median 1BR rent (HUD) | $750 | $700 |
| Rent as % of take-home | 12.1% ✓ | 11.1% ✓ |
Rent: HUD Fair Market Rents FY2025 · Spending: BLS Consumer Expenditure Survey 2023
$75,000 Salary: Illinois vs Missouri
| Tax / Component | Illinois | Missouri | Difference |
|---|---|---|---|
| Federal Income Tax | $7,670 | $7,670 | same |
| State Income Tax | $3,713 | $2,600 | +$1,113 |
| Social Security | $4,650 | $4,650 | same |
| Medicare | $1,088 | $1,088 | same |
| Take-Home Pay | $57,880 | $58,993 | -$1,113 |
Take-Home Pay Comparison: Illinois vs Missouri
For a single filer at $100,000, Missouri puts $1,180 more per year in your pocket than Illinois — $98 per month.
| Annual Salary | Illinois | Missouri | Annual Difference |
|---|---|---|---|
| $50,000 | $39,880 | $40,951 | $-1,071 (Illinois) |
| $75,000 | $57,880 | $58,992.5 | $-1,112.5 (Illinois) |
| $100,000 | $74,230 | $75,410 | $-1,180 (Illinois) |
| $125,000 | $90,516 | $91,763.5 | $-1,247.5 (Illinois) |
| $150,000 | $106,366 | $107,681 | $-1,315 (Illinois) |
After subtracting median 1-bedroom rent, Missouri residents keep $63,410 per year vs $58,630 in Illinois. See full cost-adjusted ranking →
Calculate your exact Illinois vs Missouri take-home →Calculation assumptions
- Standard withholding per IRS Publication 15-T (2026)
- Social Security wage base: $184,500 (SSA 2026)
- No pre-tax deductions, no post-tax deductions
- Filing status: Single, one job
- Standard W-4 withholding (no additional withholding elections)
- Actual paycheck may differ based on employer setup, benefits, or W-4 elections
Illinois vs Missouri tax questions
Which state has lower taxes, Illinois or Missouri?
Both Illinois and Missouri have state income taxes. On the default $75,000 single-filer estimate, Missouri has $1,113 less state income tax than the other state.
How much more do I take home in Illinois vs Missouri on a $75,000 salary?
For the $75,000 engine-backed comparison on this page, Missouri leaves $1,113 more annual take-home pay, or about $93 per month.
Does moving from Illinois to Missouri save money on taxes?
Moving between states changes state income tax withholding but not federal taxes or FICA. In the default $75,000 comparison, the annual take-home gap is $1,113 ($93 per month), before cost-of-living differences.
Is Illinois or Missouri better for take-home pay?
For the default $75,000 single-filer calculation, Missouri has the higher take-home pay by $1,113 per year. Cost of living can still change which state is better for your household budget.
Calculate your take-home pay in each state:
Calculate your exact take-home pay
- Use the Illinois paycheck calculator →
- Use the Missouri paycheck calculator →
- Compare custom salaries interactively →
- Compare full job offers with cost-of-living adjustment