Which has lower taxes, Florida or Illinois?

Florida has lower total taxes on a $100,000 salary in 2026. A single filer in Florida takes home approximately $79,180 versus $74,230 in Illinois — a difference of $4,950 per year.

How much more take-home pay does Florida give than Illinois at $100,000?

At $100,000, Florida provides $4,950 more annual take-home than Illinois for a single filer in 2026. Over 10 years (not adjusted for inflation), that is $49,500 difference.

Does Florida have state income tax?

Florida has no state income tax. There is zero state income tax on wages in Florida in 2026.

Does Illinois have state income tax?

Illinois has a state income tax. On $100,000, a single filer pays approximately $4,950 in Illinois state income tax in 2026.

Which is better for remote workers, Florida or Illinois?

For remote workers, the state with lower income tax generally provides more take-home pay. In 2026, Florida takes home $4,950 more per year on $100K. However, cost of living, employer nexus rules, and domicile requirements also apply. See our remote worker tax guide for full details.

2026 State Take-Home Comparison

Florida vs Illinois Take-Home Pay (2026)

Reviewed by ExactTakeHome Editorial Team · 2026-06-10 · Sources: 3 official authorities

Moving from Florida to Illinois: paycheck difference after taxes

On a $75,000 salary, moving from Florida to Illinois means earning $3,713 less per year after taxes — about $143 less per biweekly paycheck. Federal income tax and FICA stay the same; the difference comes from state tax.

StateAnnual take-homePer paycheck (biweekly)

Florida$61,593$2,369

Illinois$57,880$2,226

Difference-$3,712/yr-$143/paycheck

What changes: State income tax. What stays the same: Federal income tax and FICA (Social Security + Medicare) are the same in every state for the same salary and filing status. Estimates based on $75,000 salary, single, biweekly. Use the calculator below for your numbers.

On a $100,000 salary, you take home $4,950 more per year in Florida than in Illinois.

$100,000 Salary: Florida vs Illinois

Tax / Component	Florida	Illinois	Difference
Federal Income Tax	$13,170	$13,170	same
State Income Tax	$0	$4,950	-$4,950
Social Security	$6,200	$6,200	same
Medicare	$1,450	$1,450	same
Take-Home Pay	$79,180	$74,230	+$4,950

$100,000 — Rent affordability: Florida vs Illinois

Metric	Florida	Illinois
Net take-home / year	$79,180	$74,230
Net take-home / month	$6,598	$6,186
Median 1BR rent (HUD)	$1,150	$750
Rent as % of take-home	17.4% ✓	12.1% ✓

Rent: HUD Fair Market Rents FY2025 · Spending: BLS Consumer Expenditure Survey 2023

$75,000 Salary: Florida vs Illinois

Tax / Component	Florida	Illinois	Difference
Federal Income Tax	$7,670	$7,670	same
State Income Tax	$0	$3,713	-$3,713
Social Security	$4,650	$4,650	same
Medicare	$1,088	$1,088	same
Take-Home Pay	$61,593	$57,880	+$3,713

Take-Home Pay Comparison: Florida vs Illinois

For a single filer at $100,000, Florida puts $4,950 more per year in your pocket than Illinois — $413 per month.

Annual Salary	Florida	Illinois	Annual Difference
$50,000	$42,355	$39,880	+$2,475 (Florida)
$75,000	$61,592.5	$57,880	+$3,712.5 (Florida)
$100,000	$79,180	$74,230	+$4,950 (Florida)
$125,000	$96,703.5	$90,516	+$6,187.5 (Florida)
$150,000	$113,791	$106,366	+$7,425 (Florida)

After subtracting median 1-bedroom rent, Florida residents keep $61,180 per year vs $58,630 in Illinois. See full cost-adjusted ranking →

Calculate your exact Florida vs Illinois take-home →

Calculation assumptions

Standard withholding per IRS Publication 15-T (2026)
Social Security wage base: $184,500 (SSA 2026)
No pre-tax deductions, no post-tax deductions
Filing status: Single, one job
Standard W-4 withholding (no additional withholding elections)
Actual paycheck may differ based on employer setup, benefits, or W-4 elections

View sources and full methodology →