Which has lower taxes, Florida or Massachusetts?

Florida has lower total taxes on a $100,000 salary in 2026. A single filer in Florida takes home approximately $79,180 versus $74,280 in Massachusetts — a difference of $4,900 per year.

How much more take-home pay does Florida give than Massachusetts at $100,000?

At $100,000, Florida provides $4,900 more annual take-home than Massachusetts for a single filer in 2026. Over 10 years (not adjusted for inflation), that is $49,000 difference.

Does Florida have state income tax?

Florida has no state income tax. There is zero state income tax on wages in Florida in 2026.

Does Massachusetts have state income tax?

Massachusetts has a state income tax. On $100,000, a single filer pays approximately $4,900 in Massachusetts state income tax in 2026.

Which is better for remote workers, Florida or Massachusetts?

For remote workers, the state with lower income tax generally provides more take-home pay. In 2026, Florida takes home $4,900 more per year on $100K. However, cost of living, employer nexus rules, and domicile requirements also apply. See our remote worker tax guide for full details.

2026 State Take-Home Comparison

Florida vs Massachusetts Take-Home Pay (2026)

Reviewed by ExactTakeHome Editorial Team · 2026-06-10 · Sources: 3 official authorities

Moving from Florida to Massachusetts: paycheck difference after taxes

On a $75,000 salary, moving from Florida to Massachusetts means earning $3,650 less per year after taxes — about $140 less per biweekly paycheck. Federal income tax and FICA stay the same; the difference comes from state tax.

StateAnnual take-homePer paycheck (biweekly)

Florida$61,593$2,369

Massachusetts$57,943$2,229

Difference-$3,650/yr-$140/paycheck

What changes: State income tax. What stays the same: Federal income tax and FICA (Social Security + Medicare) are the same in every state for the same salary and filing status. Estimates based on $75,000 salary, single, biweekly. Use the calculator below for your numbers.

On a $100,000 salary, you take home $4,900 more per year in Florida than in Massachusetts.

$100,000 Salary: Florida vs Massachusetts

Tax / Component	Florida	Massachusetts	Difference
Federal Income Tax	$13,170	$13,170	same
State Income Tax	$0	$4,900	-$4,900
Social Security	$6,200	$6,200	same
Medicare	$1,450	$1,450	same
Take-Home Pay	$79,180	$74,280	+$4,900

$100,000 — Rent affordability: Florida vs Massachusetts

Metric	Florida	Massachusetts
Net take-home / year	$79,180	$74,280
Net take-home / month	$6,598	$6,190
Median 1BR rent (HUD)	$1,150	$1,450
Rent as % of take-home	17.4% ✓	23.4% ✓

Rent: HUD Fair Market Rents FY2025 · Spending: BLS Consumer Expenditure Survey 2023

$75,000 Salary: Florida vs Massachusetts

Tax / Component	Florida	Massachusetts	Difference
Federal Income Tax	$7,670	$7,670	same
State Income Tax	$0	$3,650	-$3,650
Social Security	$4,650	$4,650	same
Medicare	$1,088	$1,088	same
Take-Home Pay	$61,593	$57,943	+$3,650

Take-Home Pay Comparison: Florida vs Massachusetts

For a single filer at $100,000, Florida puts $4,900 more per year in your pocket than Massachusetts — $408 per month.

Annual Salary	Florida	Massachusetts	Annual Difference
$50,000	$42,355	$39,955	+$2,400 (Florida)
$75,000	$61,592.5	$57,942.5	+$3,650 (Florida)
$100,000	$79,180	$74,280	+$4,900 (Florida)
$125,000	$96,703.5	$90,553.5	+$6,150 (Florida)
$150,000	$113,791	$106,391	+$7,400 (Florida)

After subtracting median 1-bedroom rent, Florida residents keep $61,180 per year vs $51,480 in Massachusetts. See full cost-adjusted ranking →

Calculate your exact Florida vs Massachusetts take-home →

Calculation assumptions

Standard withholding per IRS Publication 15-T (2026)
Social Security wage base: $184,500 (SSA 2026)
No pre-tax deductions, no post-tax deductions
Filing status: Single, one job
Standard W-4 withholding (no additional withholding elections)
Actual paycheck may differ based on employer setup, benefits, or W-4 elections

View sources and full methodology →