2026 State Take-Home Comparison
Maryland vs Virginia Take-Home Pay (2026)
Moving from Maryland to Virginia: paycheck difference after taxes
On a $75,000 salary, moving from Maryland to Virginia means earning $579 more per year after taxes — about $22 more per biweekly paycheck. Federal income tax and FICA stay the same; the difference comes from state and local tax.
What changes: State income tax and local wage taxes. What stays the same: Federal income tax and FICA (Social Security + Medicare) are the same in every state for the same salary and filing status. Estimates based on $75,000 salary, single, biweekly. Use the calculator below for your numbers.
Maryland vs Virginia — Take-Home Pay Overview
Maryland uses a progressive state income tax with multiple brackets, while Virginia uses a progressive state income tax with multiple brackets.
For workers comparing the two states, that means Virginia generally leaves more paycheck income after withholding than Maryland under the same salary assumptions.
| Salary | Maryland Take-Home | Virginia Take-Home |
|---|---|---|
| $50,000 | $40,299 | $41,128 |
| $75,000 | $58,349 | $58,928 |
| $100,000 | $74,749 | $75,078 |
On a $100,000 salary, you take home $329 more per year in Virginia than in Maryland.
$100,000 Salary: Maryland vs Virginia
| Tax / Component | Maryland | Virginia | Difference |
|---|---|---|---|
| Federal Income Tax | $13,170 | $13,170 | same |
| State Income Tax | $4,432 | $4,103 | +$329 |
| Social Security | $6,200 | $6,200 | same |
| Medicare | $1,450 | $1,450 | same |
| Take-Home Pay | $74,749 | $75,078 | -$329 |
$100,000 — Rent affordability: Maryland vs Virginia
| Metric | Maryland | Virginia |
|---|---|---|
| Net take-home / year | $74,749 | $75,078 |
| Net take-home / month | $6,229 | $6,256 |
| Median 1BR rent (HUD) | $1,150 | $900 |
| Rent as % of take-home | 18.5% ✓ | 14.4% ✓ |
Rent: HUD Fair Market Rents FY2025 · Spending: BLS Consumer Expenditure Survey 2023
$75,000 Salary: Maryland vs Virginia
| Tax / Component | Maryland | Virginia | Difference |
|---|---|---|---|
| Federal Income Tax | $7,670 | $7,670 | same |
| State Income Tax | $3,244 | $2,665 | +$579 |
| Social Security | $4,650 | $4,650 | same |
| Medicare | $1,088 | $1,088 | same |
| Take-Home Pay | $58,349 | $58,928 | -$579 |
Take-Home Pay Comparison: Maryland vs Virginia
For a single filer at $100,000, Virginia puts $329 more per year in your pocket than Maryland — $27 per month.
| Annual Salary | Maryland | Virginia | Annual Difference |
|---|---|---|---|
| $50,000 | $40,298.5 | $41,127.5 | $-829 (Maryland) |
| $75,000 | $58,348.5 | $58,927.5 | $-579 (Maryland) |
| $100,000 | $74,748.5 | $75,077.5 | $-329 (Maryland) |
| $125,000 | $91,035.5 | $91,163.5 | $-128 (Maryland) |
| $150,000 | $106,824.5 | $106,813.5 | +$11 (Maryland) |
After subtracting median 1-bedroom rent, Virginia residents keep $57,077.5 per year vs $55,548.5 in Maryland. See full cost-adjusted ranking →
Calculate your exact Maryland vs Virginia take-home →Calculation assumptions
- Standard withholding per IRS Publication 15-T (2026)
- Social Security wage base: $184,500 (SSA 2026)
- No pre-tax deductions, no post-tax deductions
- Filing status: Single, one job
- Standard W-4 withholding (no additional withholding elections)
- Actual paycheck may differ based on employer setup, benefits, or W-4 elections
Calculate your take-home pay in each state:
Calculate your exact take-home pay
- Use the Maryland paycheck calculator →
- Use the Virginia paycheck calculator →
- Compare custom salaries interactively →
- Compare full job offers with cost-of-living adjustment