2026 State Take-Home Comparison
Mississippi vs Tennessee Take-Home Pay (2026)
Moving from Mississippi to Tennessee: paycheck difference after taxes
On a $75,000 salary, moving from Mississippi to Tennessee means earning $2,262 more per year after taxes — about $87 more per biweekly paycheck. Federal income tax and FICA stay the same; the difference comes from state tax.
What changes: State income tax. What stays the same: Federal income tax and FICA (Social Security + Medicare) are the same in every state for the same salary and filing status. Estimates based on $75,000 salary, single, biweekly. Use the calculator below for your numbers.
Mississippi vs Tennessee — Take-Home Pay Overview
Mississippi uses a flat state income tax, while Tennessee has no state income tax on wage income.
For workers comparing the two states, that means Tennessee generally leaves more paycheck income after withholding than Mississippi under the same salary assumptions.
| Salary | Mississippi Take-Home | Tennessee Take-Home |
|---|---|---|
| $50,000 | $41,081 | $42,355 |
| $75,000 | $59,331 | $61,593 |
| $100,000 | $75,904 | $79,180 |
On a $100,000 salary, you take home $3,276 more per year in Tennessee than in Mississippi.
$100,000 Salary: Mississippi vs Tennessee
| Tax / Component | Mississippi | Tennessee | Difference |
|---|---|---|---|
| Federal Income Tax | $13,170 | $13,170 | same |
| State Income Tax | $3,276 | $0 | +$3,276 |
| Social Security | $6,200 | $6,200 | same |
| Medicare | $1,450 | $1,450 | same |
| Take-Home Pay | $75,904 | $79,180 | -$3,276 |
$100,000 — Rent affordability: Mississippi vs Tennessee
| Metric | Mississippi | Tennessee |
|---|---|---|
| Net take-home / year | $75,904 | $79,180 |
| Net take-home / month | $6,325 | $6,598 |
| Median 1BR rent (HUD) | $680 | $750 |
| Rent as % of take-home | 10.8% ✓ | 11.4% ✓ |
Rent: HUD Fair Market Rents FY2025 · Spending: BLS Consumer Expenditure Survey 2023
$75,000 Salary: Mississippi vs Tennessee
| Tax / Component | Mississippi | Tennessee | Difference |
|---|---|---|---|
| Federal Income Tax | $7,670 | $7,670 | same |
| State Income Tax | $2,262 | $0 | +$2,262 |
| Social Security | $4,650 | $4,650 | same |
| Medicare | $1,088 | $1,088 | same |
| Take-Home Pay | $59,331 | $61,593 | -$2,262 |
Take-Home Pay Comparison: Mississippi vs Tennessee
For a single filer at $100,000, Tennessee puts $3,276 more per year in your pocket than Mississippi — $273 per month.
| Annual Salary | Mississippi | Tennessee | Annual Difference |
|---|---|---|---|
| $50,000 | $41,081 | $42,355 | $-1,274 (Mississippi) |
| $75,000 | $59,330.5 | $61,592.5 | $-2,262 (Mississippi) |
| $100,000 | $75,904 | $79,180 | $-3,276 (Mississippi) |
| $125,000 | $92,439.5 | $96,703.5 | $-4,264 (Mississippi) |
| $150,000 | $108,513 | $113,791 | $-5,278 (Mississippi) |
After subtracting median 1-bedroom rent, Tennessee residents keep $65,380 per year vs $65,704 in Mississippi. See full cost-adjusted ranking →
Calculate your exact Mississippi vs Tennessee take-home →Calculation assumptions
- Standard withholding per IRS Publication 15-T (2026)
- Social Security wage base: $184,500 (SSA 2026)
- No pre-tax deductions, no post-tax deductions
- Filing status: Single, one job
- Standard W-4 withholding (no additional withholding elections)
- Actual paycheck may differ based on employer setup, benefits, or W-4 elections
Calculate your take-home pay in each state:
Calculate your exact take-home pay
- Use the Mississippi paycheck calculator →
- Use the Tennessee paycheck calculator →
- Compare custom salaries interactively →
- Compare full job offers with cost-of-living adjustment