2026 Profession Salary Research
What Physical Therapists Take Home in Kentucky
The median Physical Therapist salary in the US is $99,710 per year (BLS 2024). In Kentucky, after federal income tax, state income tax, and FICA, the estimated take-home on this salary is approximately $75,604 for a single filer in 2026.
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Use this page with the Kentucky bonus tax calculator when a supplemental paycheck uses flat withholding, or read how overtime is taxed in 2026 if extra hours push a pay period into a higher bracket.
For relocation math, Kentucky vs Ohio shows the same salary side by side. · State Income Tax Rankings 2026 · W-4 withholding optimization · 401(k) paycheck impact.
Key Findings
- Median salary source: BLS national wage data.
- Tax estimate uses the engine with single filing status and no pre-tax deductions.
- State choice changes take-home, but the profession salary stays the same.
| Gross | $99,710 |
| Federal income tax | $13,106 |
| State income tax | $3,372 |
| FICA | $7,628 |
| Take-home | $75,604 |
Salary data: BLS Occupational Employment Statistics, 2024. National median - individual salaries vary by employer, experience, and location. Tax calculation assumes single filing status, standard deduction, biweekly pay, no additional deductions. Source: BLS Occupational Employment and Wage Statistics profile
At $99,710, a single filer enters the 22% federal marginal tax bracket (income $66,500–$121,800 in 2026). The effective federal rate at this income is 13.1%, meaning only the dollars earned above $66,500 are taxed at the marginal rate.
FICA taxes on $99,710 total $7,628 in 2026: $6,182 in Social Security (6.2% on wages up to $184,500) and $1,446 in Medicare (1.45%). Your employer matches this amount, making the true employment cost $107,338.
On a biweekly pay schedule (26 periods/year), each paycheck at $99,710 in Kentucky is approximately $2,908. Semi-monthly (24 periods): $3,150. Monthly: $6,300.
Based on this median salary level, the take-home pay estimate above reflects Kentucky's flat state income tax applied to this wage.
Physical Therapist salary pages in Kentucky cities
Use these city pages when you want to hold the physical therapist salary benchmark constant and swap in a metro-specific tax context. They link back to this statewide page and to each matching city salary hub.