Which has lower taxes, Michigan or Texas?

Texas has lower total taxes on a $100,000 salary in 2026. A single filer in Texas takes home approximately $79,180 versus $74,930 in Michigan — a difference of $4,250 per year.

How much more take-home pay does Texas give than Michigan at $100,000?

At $100,000, Texas provides $4,250 more annual take-home than Michigan for a single filer in 2026. Over 10 years (not adjusted for inflation), that is $42,500 difference.

Does Michigan have state income tax?

Michigan has a state income tax. On $100,000, a single filer pays approximately $4,250 in Michigan state income tax in 2026.

Does Texas have state income tax?

Texas has no state income tax. There is zero state income tax on wages in Texas in 2026.

Which is better for remote workers, Michigan or Texas?

For remote workers, the state with lower income tax generally provides more take-home pay. In 2026, Texas takes home $4,250 more per year on $100K. However, cost of living, employer nexus rules, and domicile requirements also apply. See our remote worker tax guide for full details.

2026 State Take-Home Comparison

Michigan vs Texas Take-Home Pay (2026)

Reviewed by ExactTakeHome Editorial Team · 2026-06-10 · Sources: 3 official authorities

Moving from Michigan to Texas: paycheck difference after taxes

On a $75,000 salary, moving from Michigan to Texas means earning $3,188 more per year after taxes — about $123 more per biweekly paycheck. Federal income tax and FICA stay the same; the difference comes from state and local tax.

StateAnnual take-homePer paycheck (biweekly)

Michigan$58,405$2,246

Texas$61,593$2,369

Difference+$3,188/yr+$123/paycheck

What changes: State income tax and local wage taxes. What stays the same: Federal income tax and FICA (Social Security + Medicare) are the same in every state for the same salary and filing status. Estimates based on $75,000 salary, single, biweekly. Use the calculator below for your numbers.

On a $100,000 salary, you take home $4,250 more per year in Texas than in Michigan.

$100,000 Salary: Michigan vs Texas

Tax / Component	Michigan	Texas	Difference
Federal Income Tax	$13,170	$13,170	same
State Income Tax	$4,250	$0	+$4,250
Social Security	$6,200	$6,200	same
Medicare	$1,450	$1,450	same
Take-Home Pay	$74,930	$79,180	-$4,250

$100,000 — Rent affordability: Michigan vs Texas

Metric	Michigan	Texas
Net take-home / year	$74,930	$79,180
Net take-home / month	$6,244	$6,598
Median 1BR rent (HUD)	$800	$850
Rent as % of take-home	12.8% ✓	12.9% ✓

Rent: HUD Fair Market Rents FY2025 · Spending: BLS Consumer Expenditure Survey 2023

$75,000 Salary: Michigan vs Texas

Tax / Component	Michigan	Texas	Difference
Federal Income Tax	$7,670	$7,670	same
State Income Tax	$3,188	$0	+$3,188
Social Security	$4,650	$4,650	same
Medicare	$1,088	$1,088	same
Take-Home Pay	$58,405	$61,593	-$3,188

Take-Home Pay Comparison: Michigan vs Texas

For a single filer at $100,000, Texas puts $4,250 more per year in your pocket than Michigan — $354 per month.

Annual Salary	Michigan	Texas	Annual Difference
$50,000	$40,230	$42,355	$-2,125 (Michigan)
$75,000	$58,405	$61,592.5	$-3,187.5 (Michigan)
$100,000	$74,930	$79,180	$-4,250 (Michigan)
$125,000	$91,391	$96,703.5	$-5,312.5 (Michigan)
$150,000	$107,416	$113,791	$-6,375 (Michigan)

After subtracting median 1-bedroom rent, Texas residents keep $62,980 per year vs $62,930 in Michigan. See full cost-adjusted ranking →

Calculate your exact Michigan vs Texas take-home →

Calculation assumptions

Standard withholding per IRS Publication 15-T (2026)
Social Security wage base: $184,500 (SSA 2026)
No pre-tax deductions, no post-tax deductions
Filing status: Single, one job
Standard W-4 withholding (no additional withholding elections)
Actual paycheck may differ based on employer setup, benefits, or W-4 elections

View sources and full methodology →