San Francisco vs Austin: After-Tax Take-Home and Cost of Living
After-tax figures use ExactTakeHome's 2026 engine for a single filer at $100,000 gross. Cost-of-living index is an estimate based on Numbeo and MIT Living Wage data. Actual costs vary by neighbourhood, lifestyle, and individual circumstances. This is not financial advice.
San Francisco real-value estimate: $37,191
Austin real-value estimate: $68,852
| Salary | San Francisco Net | Austin Net | San Francisco Real Value | Austin Real Value | Advantage |
|---|---|---|---|---|---|
| $75,000 | $57,397 | $61,593 | $29,586 | $53,559 | Austin |
| $100,000 | $72,151 | $79,180 | $37,191 | $68,852 | Austin |
| $125,000 | $86,792 | $96,704 | $44,738 | $84,090 | Austin |
| $150,000 | $100,997 | $113,791 | $52,060 | $98,949 | Austin |
| $200,000 | $130,368 | $148,927 | $67,200 | $129,502 | Austin |