New York City vs Miami: After-Tax Take-Home and Cost of Living
After-tax figures use ExactTakeHome's 2026 engine for a single filer at $100,000 gross. Cost-of-living index is an estimate based on Numbeo and MIT Living Wage data. Actual costs vary by neighbourhood, lifestyle, and individual circumstances. This is not financial advice.
New York City real-value estimate: $39,694
Miami real-value estimate: $61,859
| Salary | New York City Net | Miami Net | New York City Real Value | Miami Real Value | Advantage |
|---|---|---|---|---|---|
| $75,000 | $58,073 | $61,593 | $31,055 | $48,119 | Miami |
| $100,000 | $74,228 | $79,180 | $39,694 | $61,859 | Miami |
| $125,000 | $90,252 | $96,704 | $48,263 | $75,550 | Miami |
| $150,000 | $105,839 | $113,791 | $56,599 | $88,899 | Miami |
| $200,000 | $137,975 | $148,927 | $73,784 | $116,349 | Miami |