2026 Minnesota Pay Frequency Estimate
Minnesota Monthly Paycheck Calculator (2026)
See estimated monthly take-home pay after federal and Minnesota state taxes for common salary levels in 2026, assuming single filing status and standard withholding.
Monthly Paycheck After Taxes in Minnesota (2026)
| Annual Salary | Monthly Gross | Monthly Take-Home | Effective Rate |
|---|---|---|---|
| $50,000 | $4,167 | $3,313 | 20.5% |
| $75,000 | $6,250 | $4,775 | 23.6% |
| $100,000 | $8,333 | $6,098 | 26.8% |
| $125,000 | $10,417 | $7,409 | 28.9% |
| $150,000 | $12,500 | $8,668 | 30.7% |
Calculation assumptions
- Standard withholding per IRS Publication 15-T (2026)
- Social Security wage base: $184,500 (SSA 2026)
- No pre-tax deductions, no post-tax deductions
- Filing status: Single, one job
- Standard W-4 withholding (no additional withholding elections)
- Actual paycheck may differ based on employer setup, benefits, or W-4 elections
How Your MN Paycheck Works
Minnesota paychecks start with federal withholding calculated under IRS Publication 15-T using Form W-4, pay period, filing status, and taxable wages. FICA is withheld separately: for 2026, Social Security is 6.2% on employee wages up to $184,500, and Medicare is 1.45% on all covered wages. Employers must also withhold the 0.9% Additional Medicare Tax once an employee's wages exceed $200,000 for the year. Minnesota has a graduated individual income tax with four brackets; for 2026, single-filer rates range from 5.35% on income up to $33,310 to 9.85% on income above $203,150. Minnesota Paid Leave began in 2026, with a total premium of 0.88% split evenly; employees may have up to 0.44% deducted from their paychecks. Whether this deduction appears depends on your employer's plan setup and any approved private plan exemptions. MN Paid Leave deductions may apply but are not included in this estimate. Estimates assume standard 2026 withholding, single filing status, and no pre-tax deductions; actual paycheck may differ.
2026 Tax Rate Quick Reference
| Tax | 2026 Rate | Wage Cap | Source |
|---|---|---|---|
| Federal Income Tax | 10%–37% (percentage-method withholding) | No wage cap | IRS Pub. 15-T |
| Social Security | 6.2% employee withholding | $184,500 | SSA 2026 |
| Medicare | 1.45% employee withholding | No wage cap | IRS Pub. 15 |
| Additional Medicare Surtax | 0.9% on wages over $200,000 | No wage cap | IRS Topic 560 |
| Minnesota State Income Tax | 5.35%–9.85% graduated (4 brackets) | No wage cap | MN DOR 2026 |
Sources Used for This Estimate
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