How much of a $10,000 bonus do you keep in Minnesota?

On a $10,000 bonus in Minnesota, estimated take-home after taxes is $6,050, using the flat-rate supplemental wage method (22% federal withholding). This estimate assumes standard 2026 withholding and single filing status.

What percentage of a bonus is taxed in Minnesota?

The estimated effective bonus tax rate on a $10,000 bonus in Minnesota is approximately 39.5% using the supplemental wage (flat-rate) method. Federal withholding is 22%. Minnesota state withholding is estimated at $985.

How is a bonus taxed differently from regular pay in Minnesota?

Bonuses are supplemental wages. Employers may withhold federal income tax using the flat-rate method (22%) or the aggregate method. This calculator uses the flat-rate method. Your employer may use a different method, which can result in higher or lower withholding depending on your regular pay and W-4 elections.

Does Minnesota have a separate bonus tax rate?

Minnesota taxes bonuses as supplemental wages. Estimated Minnesota withholding on a $10,000 bonus is $985, based on 2026 state withholding tables.

2026 Minnesota Bonus Estimate

$10,000 Bonus After Taxes in Minnesota (2026)

Verified by Abhinav Jain · Updated 2026-06-10 · Methodology

Take-Home Bonus

$6,050

Effective bonus tax rate: 39.5%

Bonus Amount	$10,000
Federal Withholding (flat rate 22%)	$2,200
State Withholding	$985
Social Security	$620
Medicare	$145
Take-Home Bonus	$6,050

Bonus withholding uses the flat-rate supplemental wage method (22% federal). Your actual bonus withholding depends on your employer's payroll method, year-to-date earnings, and W-4 elections. Verify with your employer or a tax advisor before making financial decisions.

Calculation assumptions

Standard withholding per IRS Publication 15-T (2026)
Social Security wage base: $184,500 (SSA 2026)
No pre-tax deductions, no post-tax deductions
Filing status: Single, one job
Standard W-4 withholding (no additional withholding elections)
Actual paycheck may differ based on employer setup, benefits, or W-4 elections

View sources and full methodology →

How Your MN Paycheck Works

Minnesota paychecks start with federal withholding calculated under IRS Publication 15-T using Form W-4, pay period, filing status, and taxable wages. FICA is withheld separately: for 2026, Social Security is 6.2% on employee wages up to $184,500, and Medicare is 1.45% on all covered wages. Employers must also withhold the 0.9% Additional Medicare Tax once an employee's wages exceed $200,000 for the year. Minnesota has a graduated individual income tax with four brackets; for 2026, single-filer rates range from 5.35% on income up to $33,310 to 9.85% on income above $203,150. Minnesota Paid Leave began in 2026, with a total premium of 0.88% split evenly; employees may have up to 0.44% deducted from their paychecks. Whether this deduction appears depends on your employer's plan setup and any approved private plan exemptions. MN Paid Leave deductions may apply but are not included in this estimate. Estimates assume standard 2026 withholding, single filing status, and no pre-tax deductions; actual paycheck may differ.

2026 Tax Rate Quick Reference

Tax	2026 Rate	Wage Cap	Source
Federal Income Tax	10%–37% (percentage-method withholding)	No wage cap	IRS Pub. 15-T
Social Security	6.2% employee withholding	$184,500	SSA 2026
Medicare	1.45% employee withholding	No wage cap	IRS Pub. 15
Additional Medicare Surtax	0.9% on wages over $200,000	No wage cap	IRS Topic 560
Minnesota State Income Tax	5.35%–9.85% graduated (4 brackets)	No wage cap	MN DOR 2026

Sources Used for This Estimate

IRS Publication 15-T, Federal Income Tax Withholding Methods (2026)
SSA Contribution and Benefit Base (2026)
MN DOR 2026 Income Tax Brackets
Minnesota Paid Leave — DEED 2026
Data last verified: June 2026

Other bonus amounts for Minnesota

Salary take-home estimates for Minnesota

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